Find and Log in to Your Walmart 401(k) Plan | Capitalize (2024)

FAQs

How do I log in to my Walmart 401k? ›

To access your Walmart 401(k) plan online, visit the Merrill Lynch website and enter your username and password, or use the forgot login feature to reset your credentials. If you don't have login credentials, try registering as a new user.

If you know where your 401(k) account is, checking your 401(k) account balance is simple. There are three main ways: logging into your 401(k) provider's site, calling your company's plan administrator and receiving a balance update over the phone, or reviewing your latest mailed statement.

You can increase, decrease, stop, or begin your contributions at any time by logging on to One.Walmart.com, Workday for Jet associates, or benefits.ml.com. You may also call the Customer Service Center at 888‑968‑4015. Your change will be effective as soon as administratively feasible, normally within two pay periods.

Use your Walmart username and password to login to OneWalmart. This is the same username and password that you use for all Walmart Apps within the Walmart Network. If you cannot remember your username and password, for on or off-the-clock help, contact Field Support at 479-273-4357.

Call Your 401(k) Provider to Send a Statement

Whether your human resources department manages your 401(k) or an outside firm, they will be able to answer questions on how to get 401(k) statements. They can update your mailing address, contact information and set up an online account if your plan provides one.

Generally, anyone can make an early withdrawal from 401(k) plans at any time and for any reason. However, these distributions typically count as taxable income. If you're under the age of 59½, you typically have to pay a 10% penalty on the amount withdrawn.

You may start or change your contribution election at any time after you become eligible by going online at One.Walmart.com, benefits.ml.com or by calling the Customer Service Center at (888) 968-4015.

What happens to your Walmart 401K when you quit? ›

You'll no longer be able to contribute to the Walmart 401(k) Plan after your last day of employment. Your account will continue to be credited with earnings or losses until you choose to receive a total payout of your account. Your Associate Discount Card privilege will end on your last day of employment.

Monitoring how much you have saved in your 401(k) retirement account puts you in control of your finances. You can check your 401(k) balance online, through the account statements you receive, through your employer, or by calling your 401(k) service provider.

How long a company can hold your 401(k) depends on how much asset you have in the account: the company can hold for as long as you want unless you decide to rollover to a new plan or take a cash out. However, you must have at least $5000 in your 401(k) if you want the company to continue managing your plan.

Most 401(k) participants only access their 401(k)s when they leave a job. Normally you can't cash out your 401(k) without quitting your job. However, some plans allow participants to cash out their 401(k)s via a 401(k) loan or through a hardship withdrawal.

You'll no longer be able to contribute to the Walmart 401(k) Plan after your last day of employment. Your account will continue to be credited with earnings or losses until you choose to receive a total payout of your account. Your Associate Discount Card privilege will end on your last day of employment.

Monitoring how much you have saved in your 401(k) retirement account puts you in control of your finances. You can check your 401(k) balance online, through the account statements you receive, through your employer, or by calling your 401(k) service provider.

You may start or change your contribution election at any time after you become eligible by going online at One.Walmart.com, benefits.ml.com or by calling the Customer Service Center at (888) 968-4015.